Snow Birds or Future Florida Residents will LOVE this 1200 square foot 2 bedroom 2 bathroom Brightwaters Condo. This well established building sits next to the bay offering gorgeous water views and nature at it’s finest! This second Floor unit keeps you close enough to see the dolphins frolicking, fish swimming by and, periodic boat traffic all from the comfort of your home. Should you want to be outside enjoying all of this, you will be happy to know that there is a swimming pool, outdoor grill, shuffleboard court, 2 fishing piers, Kayak storage area, and a launch area on site! The fantastic down town St Pete area is 4 short miles away offering opportunities for dining, sightseeing, biking, walking, shopping, farmers markets, festival, museums, movies, and more. Still working or traveling? The highways and airports are easily accessible as well.
The unit has been well maintained over the years, has passed the MILESTONE INSPECTIONS, and is financially solvent with NO Assessments. There is an onsite maintenance person and coded door security to keep you and your belongings safe! The monthly fee covers your cable tv, community pool, Escrow Reserves Fund, Fidelity Bond, Internet, Flood Insurance, Maintenance Exterior, Maintenance Grounds, Manager, Pest Control, Pool Maintenance, water/sewer/trash.
Features of the Unit, 2 Bedrooms with ensuite bathrooms, The Primary bedroom has stunning water views and 2 closets. The second bedroom also has 2 closets and the inside laundry with Bosch Washer and Dryer as well as a High Tech Dryer vent. The kitchen has a brand new GE refrigerator. The stove, dishwasher, and microwave are all KitchenAid products!! There is a utility closet for the Hot water Heater, Electric Panel, and extra storage. The parking spot #25 is assigned to this unit and there is a floor to ceiling storage closet on the 1st floor for this unit as well. There are also roll down hurricane shutters to protect all the windows when necessary. Make an appointment to see this fantastic unit TODAY!!!
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $3,377 | $3,374 | $4,137 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.