Welcome to one of St Pete's best neighborhoods! Caya Costa is one of the areas few 24 hr. gated communities offering a wealth of amenities, including a large community pool, spa, grilling area, and a pavilion for gatherings. There are also two tennis courts, a fishing pier, and a boat/kayak/SUP storage facility with a boat ramp. Enjoy the peace of mind of 24-hour security with full-time guards. Caya Costa offers a serene suburban atmosphere, yet is conveniently close to schools, restaurants, and shopping, with easy access to Tampa and Downtown St. Pete. This Single Story townhome/villa lives like a single family home with the convenience of maintenance free living. Upon entering this stunning end-unit home, you're immediately greeted by the spacious, open living area and soaring vaulted ceilings. The inviting living room features a wood-burning fireplace and French doors that open to a screened porch, perfect for enjoying the large, fenced backyard. There are beautiful plantation shutters throughout. The split-bedroom layout offers a generously sized primary suite with a California Closet and direct access to the screened porch. The second and third bedrooms are versatile, ideal for use as an office, playroom, or workout space. The kitchen includes a cozy breakfast nook and a convenient pass-through to the formal dining area. Additional storage space, including extra closets, is available in the garage. NEW ROOF in 2020. Parking is easy with a finished garage and driveway space and plenty of extra parking for your guests. Have peace of mind knowing the HOA covers the exterior maintenance and the grounds. Caya Costa is a dream place to live!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,830 | $3,601 |
Total Monthly Payment | $3,423 | $3,459 | $4,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.