One or more photo(s) has been virtually staged. Welcome to Harbor Oaks Place! This corner unit is light and bright with south-facing exposure that brings the winter sun to your balcony. This beautiful 55+ community is near downtown Clearwater and super close to Clearwater Beach just over the Memorial Causeway. Sitting high and dry on a hill overlooking the Bay this lovely 2/2 condo is waiting for you to bring your personal design choices and updates. The kitchen could be reimaged and opened up to the Living and Dining Rooms. Conveniently located laundry facilities are just down the hall. The condo comes with a covered parking space and an extra storage room on the first floor. You will come to enjoy the close proximity to the beaches, shopping, restaurants, entertainment and all the fine sporting events that Tampa Bay is famous for. Harbor Oaks is an active community that has a heated waterfront pool, a fitness center, a sauna, billiards room, library and a recreational room. Small pets are allowed. Come and take a look today!
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,571 | $1,571 | $2,002 |
Total Monthly Payment | $2,046 | $2,046 | $2,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.