Stroll along the tree lined sidewalks in the most desirable section of the north end. Wonderful neighborhood with turn of century homes all walking distance to the Stark and Livingston Parks, and downtown. This stately 4-5 bedroom, 6 bath colonial with grand foyer adorns hardwood floors, 2 staircases, large eat-in kitchen with granite and stainless appliances, walk in pantry, butlers pantry with additional sink and plenty of storage. The large formal dining can accommodate a large gathering, or cozy up to the wood burning fireplace in the living room. Another family room or office, and 1/2 bath complete the first floor. Most rooms feature crown moldings, wainscoting and built-in's. The switchback stairs off the grand foyer lead to the second floor where you'll find 4 large bedrooms, jack and Jill bathroom, 3/4 bath, primary suite with double closets, dressing room, and another 3/4 bath. The finished 3rd floor is perfect for the kids playroom, or au-pair suite with spacious sunny bedroom and full bath. If all that space wasn't enough, you can entertain in the finished lower level with bar area, wet sink, and vintage pool table freshly felted.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $783,920 | $783,920 | $783,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.474% | 6.036% |
Monthly Tax Payment | $1,026 | $1,026 | $1,026 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,451 | $4,891 | $6,562 |
Total Monthly Payment | $5,569 | $6,009 | $7,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.