Charming three-bedroom townhouse in Spring Lake Village, a highly sought-after 55+ community with a wide range of amenities. This unit features three spacious bedrooms, 2. 5 bathrooms, and a full, partially finished basement that includes a heated area. The home offers an eat-in kitchen and an open-concept living/dining area. From the living room, sliding doors lead to a large deck perfect for enjoying the warmer months. The unit also includes a detached garage with a custom extension designed for larger vehicles. Located just steps from the lake, this home is part of a complex that offers a clubhouse, walking trails, gardening areas, tennis and bocce courts, and a swimming pool complete with a pool house. Water and sewer are covered by the HOA fees, making for worry-free living. Despite its peaceful, private atmosphere, Spring Lake Village is conveniently close to everything Southington has to offer. All that's left are your personal touches to make this your new home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 13.1 x 9.8 | Upper | |
Bedroom 2 | 11.6 x 9.1 | Upper | |
Family Room | 20.1 x 18.9 | Main | |
Kitchen | 10.7 x 10.7 | Main | |
Living Room | Beams | 21.1 x 20.0 | Main |
Primary Bedroom | Full Bath | 11.4 x 17.9 | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,576 | $1,576 | $2,008 |
Total Monthly Payment | $1,991 | $1,991 | $2,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.