Delightful , spacious 2 bedroom, split plan, (EASILY CONVERTED 3RD BEDROOM AVAILABLE) 2 full bath, 2 car garage home in desirable Seminole! Located in an X FLOOD AND NON EVACUATION ZONE, this home was UNAFFECTED by the 2 recent hurricanes. One of the features you notice upon arriving and placed beside the screed-in front porch is a garden sitting area accompanied with a lovely fountain. As you enter the front door, you feel this may be the cozy residence you are looking for. The living area has engineered hardwood flooring and crown molding. Straight ahead is the dinette area and sizable kitchen with breakfast bar, wood cabinets, granite countertops, stainless steel appliances (brand new Whirlpool refrigerator) recessed lighting and plenty of cabinets and counter space for your cooking pleasures. A window with plantation shutters above the sink looks out to the large Florida room where there is ample room for your entertaining pleasures. The Florida room adds 250 sq. ft (to the 1242 sq. ft) and can easily be air-conditioned. Another added bonus is the room situated off the Florida room which adds another 140 sq. ft. of living space(once AC is added it would bring the total to approximately 1634 sq. ft. ) that can be converted to a 3rd bedroom. This room shares an attached bathroom with the primary bedroom. The primary bedroom features engineered wood flooring, crown molding, a walk in closet and en-suite bathroom. The 2nd bedroom is generous is size and offers 2 deep closets and crown molding. The 2nd full bath is located next the 2nd bedroom and next to that is the inside utility room that leads out to the 2 car garage. Fenced- in backyard is perfect for pet owners and family barbeques. (Shed in backyard does not convey) Room measurements are approximate.
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Our Executive Mortgage Banker:
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,330 | $2,300 | $2,983 |
Total Monthly Payment | $2,646 | $2,616 | $3,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.