Welcome to the Beautiful community of Old Hickory in Saint Cloud, this recently built community offers large spacious land lots for each home providing the home owners more than enough space and privacy between neighbors and a huge open blank canvas to build the perfect backyard space. This open floor plan home was built in 2021 and for worry free living the home also comes with a transferable new home construction warranty as well as a full extended warranty on all appliances and A/C System. Location, location, location is always the main topic in any home purchase and this one is just perfect starting with "A" Graded grade schools and Valencia Collage just minutes away access to major roads and highways are literally just down the road. Also very nearby are tons of restaurants and shopping opportunities like Publix only 5 minutes away and places like the Iconic "The Catfish Place restaurant" are just a drop in the bucket! Orlando international airport is just 15-20 minutes away. Like to enjoy the outdoors? We have Lake Toho about 10 minutes away so you can enjoy the yearly Bass Fishing tournament or have dinner on the lake at Crabby Bill's located on East Lake Toho. Don't want to play in the community park or pool then just take a 5 minute ride to Chris Lyle Aquatic center, this community center has baseball fields, basketball courts, play grounds and even a BMX track! Now if golfing is your "thing" you have the Royal St. Cloud Golf links just a stone toss away! *This Home does qualify for a reduced interest rate loan when using our preferred lender. Make sure to come visit the home for more information on this spacious well-maintained home and modern amenities with an open living space and kitchen ideal for family life.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,867 | $1,844 | $2,391 |
Total Monthly Payment | $2,319 | $2,296 | $2,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.