Presented byThe John Risica Team |
Welcome to Geneva Mills! This spacious 3-bedroom, 2-bathroom home boasts 2192 sq. ft. of luxurious living space with tall ceilings, modern amenities, and newly refinished gleaming hardwood floors. The loft is fully equipped with an eat-in kitchen, granite countertops and a large island with seating for 8 people, perfect for entertaining and daily meals. Unit 307 is a corner unit, bathed in natural light from the oversized windows, and is on the top floor of the main building. The 17 foot tall ceilings with exposed beams enhance the spacious feel of the loft. The primary bedroom has ample living space and features a walk in closet. Geneva Mills is ideally situated just one mile from the highway, a quick drive to downtown Providence, and conveniently located one mile away from Providence College. Please don't miss the Matterport virtual tour attached to this listing. This loft is a rare find, combining contemporary design with the charm of loft living. Don't miss the opportunity to make this your new home!
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Our Executive Mortgage Banker:
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$475,000
Sales Associates
William Raveis Real Estate
Phone: 401.439.3634
JohnRisicaTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,625 | $2,560 | $3,232 |
Total Monthly Payment | $3,067 | $3,002 | $3,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.