Experience the perfect blend of coastal elegance and modern comfort in this beautifully renovated 2-bedroom, 2-bathroom, 1, 350 sq. ft. Waterfront villa, located in the sought-after 55+ Bayfront Mount Vernon community in West Bradenton, which had NO WATER DAMAGE from either Hurricane! With boat docks available and direct access to Sarasota Bay—just minutes away with no fixed bridges—this villa offers a truly unique Florida lifestyle for only $25 (one time, with board approval).
From the moment you enter, the sparkling lake views draw you in, creating a tranquil and inviting atmosphere. The spacious living room is thoughtfully designed, showcasing soft coastal tones and an open floor plan ideal for both relaxing and entertaining.
The updated kitchen is a chef’s dream, featuring light cabinetry with soft close drawers, coordinating granite countertops, stainless steel appliances (2021), a large pantry, and a generously sized island—perfect for hosting and meal preparation. Adjacent to the kitchen, the dining area is perfect for gatherings, while a cozy built-in nook invites you to relax with a book and enjoy serene water views.
The primary bedroom suite is a peaceful retreat, offering a large walk-in closet with attic storage and an elegantly updated bathroom with a glass-enclosed walk-in shower. The second bedroom, currently configured as a versatile office/guest space, includes a closet and built-in desk area. Additional storage is conveniently located both inside and outside, along with a washer and dryer. Other upgrades, including a newer roof (2023, and maintained by the HOA), porcelain tile floors, crown molding, plantation shutters, and Impact Rated Doors and Windows, elevate this home into a true sanctuary.
The Mount Vernon community is rich with amenities designed for an active and social lifestyle. Enjoy the clubhouse with a meeting room and kitchen, workshop, fitness center, and billiards. Outdoors, take advantage of tennis and pickleball courts, heated pool, updated bocce ball court, and putting green. For nature lovers, the community offers a kayak launch (with new storage options), a bayside pavilion with grills, and a scenic nature trail that leads to breathtaking sunsets. You'll also find a bird sanctuary and butterfly garden to explore.
Ideally situated, Mount Vernon provides easy access to the restaurants, shopping, and beaches of Anna Maria Island, Longboat Key, Sarasota and beyond—whether by car, boat, or bike, and is only 7. 5 miles to Sarasota Airport!
This stunning villa combines luxurious updates with the warmth of a friendly, active community. Don’t miss this opportunity to embrace your new Florida lifestyle—schedule your tour today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,996 | $2,552 |
Total Monthly Payment | $2,338 | $2,338 | $2,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.