WATERFRONT POOL HOME IN PGI W/SAIL ACCESS - This nostalgic 2 bed/2 bath canal front home is looking for a new owner! Home has been meticulously maintained and is in move-in condition. Also, with a strong rental history, this home is a great investment opportunity. (Ask to see reviews!) The home embraces it's retro style w/beautiful terrazzo floors in most rooms. The goldenrod & avocado hues found throughout are reminiscent of bygone days. The home features an L-shaped formal living room & dining room w/separate family room - all connected by the centrally located kitchen. Almost every room in the home opens to or has a view of the pool & canal beyond. Formal dining area has a built-in buffet perfect for self-serving during family meals. Kitchen boasts a breakfast bar w/seating & a pass-through window to the lanai for easy entertaining. The adjacent breakfast area does double duty as a home office. The family room has a built-in, floor-to-ceiling bookshelf w/room for books, display items & a covered area that houses games & electronics. A hallway off the breakfast area leads to the half bath, laundry room & two-car garage. The primary bedroom boasts walk-out access to the lanai w/an en-suite bath. The additional bedroom & adjacent full bath are perfect for guests. Outside, a tiled lanai opens to a large pool deck w/in-ground, heated pool. Plenty of room for lounging by the pool or enjoying meals al fresco. Backyard leads to the concrete dock w/nearly direct, sailboat access to Charlotte Harbor via Ponce Outlet. Water & electric hook-ups are available dockside. Set off on your latest adventure from your private dock & start enjoying some of the best fishing & boating in SW Florida. Reach open water in under 10 minutes. Miles of sidewalks connect you to all parts of Punta Gorda Isles & downtown Punta Gorda. Take advantage of all the area has to offer including a lively art & music scene, tennis, pickleball, bike paths, harbor walk & numerous social clubs catering to all types of hobbies & interests. Come discover what makes Punta Gorda so special. So much potential here! Make an appointment today. Furniture is negotiable.
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$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $571 | $571 | $571 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,833 | $2,833 | $3,610 |
Total Monthly Payment | $3,496 | $3,496 | $4,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.