YOU WON’T FIND A WATERFRONT PROPERTY LIKE THIS! The home sits on a wonderful large pond and shows beautifully. There is a lovely pond view looking outside the back sliding doors. It is perfect for full-time affordable living and cost-effective for snow birds. No rent as you own the land. Low monthly fee of $120 which maintains the common elements and amenities for your use. American Condominium Park is a 55+ gated community with heated pool, clubhouse, exercise room, sauna, hot tub, tennis court, horse shoe pits, shuffle board, and many more amenities. A friendly active community with dances, dinners, and entertainment where you can meet your neighbors. The large backyard propane tank for the stove in kitchen was recently filled. The Weber Grill has its own small tank which was also recently filled. Both tanks will be staying with the property. Central A/C and heating unit has a newly installed UV light. The front door opens into a large oversized, carpeted living room. From the living room there are new steps with grab bars on both inside doorways and one new door installed, that leads into the master bedroom. The master bedroom is spacious and has ample closet space. In 2023 most of the A/C ductwork was replaced. 220-volt electric outlet was added in the second bathroom for future upgrades. Currently there is a combination washer/dryer in the bathroom. Large wall mounted TV and DVD player will be staying, and the TV antenna installed on the roof gets over 80 over the air channels. There is also a Fire TV Stick for the TV which will be staying. The living room couch has a pull-out bed for guests. In addition, the living room has a standalone fireplace/heater. The kitchen island is on wheels and has storage space with drawers and spice rack. New curtains and rods in living room, bedroom and kitchen. Relax outside and enjoy the large pond and what nature has to give on your 13'x11' rear patio and your seawall.
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Our Executive Mortgage Banker:
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$119,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $95,920 | $95,920 | $95,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $630 | $630 | $803 |
Total Monthly Payment | $804 | $804 | $977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.