PGI CUSTOM WATERFRONT BEAUTY W/QUICK BOATING ACCESS & **NEW ROOF** (INSTALLED MARCH 2024) (Roof Info at end of description). Custom, 3 bed/2 bath + study, waterfront home in Punta Gorda Isles is located on one of the few streets in PGI w/UNDERGROUND UTILITIES. Reach open water in under 15 minutes from your backyard! Inside, the home features a spacious, open floor plan w/formal living room, formal dining room & separate family room. Architectural details include HIGH CEILINGS throughout, tile floors in kitchen & family room, hardwood floors in living room & dining room, arched transom windows in front, & plantation shutters in bedrooms. The living room has beautiful, engineered hardwood flooring, crown molding & sliding glass doors that open to the lanai. Formal dining room has a tray ceiling & chair rail w/wainscot paneling beneath it. Study/home office is nestled just off the foyer & formal living room. It features a built-in desk w/two workstations & a walk-in closet. Easily converts to a 4th bedroom if desired w/removal of desk. The large, gourmet kitchen features granite counters, raised-panel cabinetry w/stepped upper cabinets, INDUCTION RANGE W/DOUBLE CONVECTION OVEN, kitchen R/O water filtration plus a breakfast bar, center island, closet pantry & walk-in butler's pantry. The adjacent breakfast area has a mitered bay window that overlooks the pool & canal view. The family room has a soaring cathedral ceiling, built-in entertainment center, tall windows & disappearing sliding glass doors that open to the lanai. Laundry room features additional storage cabinets w/built-in pantry plus a small storage closet. The master suite has walk-out access to the lanai, two walk-in closets & a large master bath. The master bath offers dual sinks, walk-in shower, linen closet & private WC. Split bedroom layout boasts two, large guest rooms (one w/walk-in closet) that share an elegant guest bath w/two sinks & a combination tub/shower. Outside, the lanai features an in-ground pool, summer kitchen & plenty of room for outdoor entertaining. Enjoy this outdoor living space that overlooks the canal view. The partially FENCED BACKYARD leads to the extended concrete dock. Dock has two outside pilings plus two posts w/slide moors. Water & electric hook-ups are available dockside. Start enjoying some of the best fishing & boating in SW Florida directly from your backyard. Other amenities include an OVERSIZED 3-CAR GARAGE w/bump out & overhead storage, whole-house HURRICANE PROTECTION w/mix of electric roll-downs, panels & accordion shutters, water softener, in-wall speaker system/intercom & humidistat. Lush, tropical landscaping surrounds the home creating the feel of a PRIVATE OASIS when sitting on your lanai. Property is located on a quiet street yet remains close to historic downtown, Fishermen's Village, PGICA building, library & Ring Around the City walking/biking trail. Start enjoying the active lifestyle Punta Gorda offers including golfing, fishing, tennis, pickleball & more. Punta Gorda also offers a lively art & music scene w/weekend festivals throughout the year. 200 MPH Worthouse Metal Tile Roof System installed by Apple Roofing in March 2024.
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Our Executive Mortgage Banker:
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$1,140,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $912,000 | $912,000 | $912,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.750% | 6.664% |
Monthly Tax Payment | $800 | $800 | $800 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,840 | $5,840 | $7,945 |
Total Monthly Payment | $6,765 | $6,765 | $8,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.