If you are looking to live in a 55+ community where you own the land, then look no further than the sought-after Emerald Pointe RV Resort active retirement community. The low monthly HOA fee of $100, covering essential services like lawn care, water, trash, cable, and internet underscores the exceptional value of this community. For those who appreciate luxury living, this home and community stand as a testament to quality and comfort. This stunning, immaculately maintained 2BR/1BA (furnished) home with a RV PORT (45 x 14) with hookups, cleanout, two story shed, workshop, and driveway pavers present maintenance free landscaping. Beautiful curb appeal near community pool and club house. Many custom updates to this home include luxury vinyl flooring throughout, crown molding, drywall construction, 14' ceilings, custom doors, double pane windows, membrane roof, nicely painted, and open concept for ease of entertaining. The kitchen has many upgrades including granite counter tops, real wood cabinets, stainless steel appliances, tile back splash, closet pantry, and ample storage/space for any chef. The open floor plan between kitchen and living room lends itself to easy entertaining or just visiting with friends and family. The high ceilings in the home, allows you to truly feel the open concept. The bedrooms are set up in a split plan with one in the loft and primary in the back of the home. The primary bedroom offers 14' ceiling height. It is plenty big enough for a king size bed with all the furniture that comes with it. Also, in this bedroom is a ceiling fan, armoire closet, luxury vinyl flooring, many windows, and access door to RV carport/storage shed/utility room. The bathroom has granite vanity, upgraded fixtures, custom tile, luxury vinyl flooring, and stone walk-in shower. Bedroom two is a loft bedroom with access from the living room. It is also quite spacious with ceiling fans and built-in closet. On the front of this home is a retractable awning that covers both RV port and front porch. Updates include 2014 central AC/Heating system, and membrane roof. This gated community ensures privacy and security, complemented by meticulously maintained grounds, a 10, 000 sq. ft. clubhouse, and resort-style amenities, including a heated pool and spa, fitness room, library, shuffleboard courts, and a pavilion equipped with a grilling station, gas fire pit, and patio seating. The community clubhouse, with its many activities, has fiber-optic infrastructure to ensure seamless connectivity if you need it, while the fenced leash-free dog park and preserved natural surroundings with trails create a harmonious balance between leisure and nature. * Schedule your appointment today, this one won't last long.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,366 | $1,366 | $1,741 |
Total Monthly Payment | $1,547 | $1,547 | $1,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.