Enjoy true Florida living in this maintenance free, freshly painted condo/townhouse in the gated community of Carolina Landings at University Place. Enter the lovely home through your secure garage. It features a well appointed kitchen with newer appliances, granite counters, new sink and faucet. The dining room could be used as a family room and provides easy slider access to the private, screened lanai with peaceful water views. The downstairs powder room, under stairs closet, and laundry facilities give added convenience. A new stair cap tread system and beautiful plank vinyl flooring greet you as you ascend to the split bedrooms. Both bedrooms have ensuite baths and walk-in closets. All new blinds and ceiling fans have been installed throughout the home. The AC was replaced in 2021. The neighborhood has a heated pool, club house, gathering room, fitness room, playground, water views, and walking trail. This home is conveniently located within 3 miles of I-75 and walking distance to University Town Center with multiple dining and shopping opportunities. It is less than 20 minutes to downtown Sarasota, gulf beaches, and St. Armand's Circle. Don't miss this opportunity for maintenance free living in a gated community with low HOA fees, and many amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,058 |
Total Monthly Payment | $1,824 | $1,822 | $2,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.