Step into Your Florida Dream Home with this Stunning PGI Waterfront Pool Property! Buy now during the 2025 season and start living your dream! Sellers are able to do a quick closing! This beautifully updated home is move-in ready and offers the ultimate in Florida-style living. From the moment you enter, you'll be captivated by the breathtaking views of the pool and expansive canal beyond. Imagine relaxing in your backyard as you watch the spectacular SW Florida sunsets! Dock your boat at the 35’ concrete dock (new pilings 2022) and enjoy a short, scenic ride out to Charlotte Harbor and the Gulf of Mexico. The property features a concrete seawall that is maintained by the City of Punta Gorda and included in your annual property taxes. The home boasts an inviting open great room with a soaring cathedral ceiling and sliding impact glass doors that seamlessly lead to the expansive brick-pavered lanai and pool area—perfect for hosting BBQs and poolside parties or unwinding after a swim. Recent updates include a new variable-speed pump (2023), pool filter (2024), and newer pool cage screens and screen doors (2022). The split bedroom floor plan showcases stylish tile and LVP flooring throughout. The spacious kitchen is a chef’s dream, complete with a breakfast nook overlooking the pool, granite countertops, ample wood cabinetry with pull-outs in the pantry and pot drawers, under-cabinet lighting, a movable prep island, and stainless steel appliances. The owner's ensuite is a true retreat with sliding glass doors to the lanai, a walk-in closet, dual-sink vanity with quartz countertops, and a walk-in shower with a built-in bench. The home also includes full hurricane protection, newer garage doors, re-piped plumbing, water softener, a newer AC unit and water heater (2021), and a convenient inside laundry room with washer, dryer, and utility sink. Located in the sought-after Punta Gorda Isles community, this property is perfect for outdoor enthusiasts. Miles of sidewalks provide the perfect path for walking and biking, leading you to downtown Punta Gorda. Just minutes away, you'll find vibrant Fishermen’s Village, peaceful Ponce de Leon Park, St. Andrews Golf Club, the PGI Civic Association with active clubs, and the exclusive Isles Yacht Club. Indulge in boutique shopping, dine at renowned local restaurants, and enjoy the finest culinary experiences Punta Gorda has to share. With I-75 exits and Punta Gorda Airport/Allegiant Airlines nearby, your travel needs are met with ease. Experience a lifestyle where every day feels like a tropical vacation. Don't miss out—schedule your tour TODAY!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $479 | $479 | $479 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,660 | $3,706 | $4,695 |
Total Monthly Payment | $4,231 | $4,277 | $5,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.