Nestled in the sought-after Pasadena on the Gulf subdivision of St. Petersburg, this 3-bedroom, 1-bathroom home combines charm and functionality. Featuring a well-designed layout and wood flooring throughout most rooms, this property offers comfort and style. Ceiling fans are installed in every room, enhancing air circulation and energy efficiency.
The home sits on an expansive, fenced lot spanning nearly a quarter acre, providing ample space for outdoor activities. Elevated off the ground with a crawl space, the property has proven resilient, with no water intrusion into the main living area. The third bedroom and laundry room, located on the sub-level, did experience water damage from hurricane Helen but have been repaired by the seller.
The roof was updated in 2021, ensuring a key component of the home is modern and reliable. This property is being sold as-is alongside the adjacent home, presenting a unique opportunity to combine lots and build your dream home in this tranquil neighborhood.
Ideally located just minutes from pristine beaches, shopping, and dining, the home also offers convenient access to downtown St. Petersburg, only 15 minutes away. Whether you’re seeking an investment property or a place to call home, this property delivers on both potential and location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,589 | $2,556 | $3,315 |
Total Monthly Payment | $3,157 | $3,124 | $3,883 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.