BRAND NEW ROOF~NOVEMBER 2024; ensuring peace of mind for years to come!! This charming four-bedroom, two-and-a-half-bath home is nestled in the desirable Southeast Winter Haven community of Lake Eloise Place. A quaint neighborhood with a low HOA fee that offers the perfect balance of comfort and convenience. The spacious interior boasts over 2600 square feet and features a thoughtfully designed layout with a split bedroom plan, a large kitchen with ample counter space, and a cozy dining area perfect for gatherings. The spacious primary suite includes his and her walk in closets, private en-suite bath with walk in shower, large tub, & dual vanities. The three additional bedrooms are located on the opposite side of the house and are generous in size providing flexibility for a large family. The additional full bathroom offers a shower/tub combo, dual vanities, and a linen closet. Another great feature is the interior laundry room with included washer & dryer and large utility sink. Once outside you will enjoy the expansive screened in patio with oversized in ground pool & conveniently located half bathroom. This home sits on a generously sized well maintained lot with irrigation system and a fenced in back yard ideal for outdoor activities or relaxing evenings. Located in a prime location between Tampa & Orlando, very close proximity to Legoland, the Chain of Lakes, local restaurants and shopping this home offers a fantastic opportunity to enjoy comfortable living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,364 | $2,364 | $3,013 |
Total Monthly Payment | $2,906 | $2,906 | $3,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.