Absolutely Darling is this Updated Bungalow/Ranch located in the picturesque town of Pittsfield with a one car detached garage, a nice & easy to maintain yard on a non-thru street. Featuring new 3 zone Daikin mini split systems to keep you comfortable all year long, an efficient Burnham boiler & gas hot water tank! Tradition blended with style is found throughout this delightful home w/an open concept for today's living! Through the covered porch once inside to find a warm & inviting living rm filled w/light with wood flrs that flows into a renovated kitchen accented w/wainscotting has stylish white cabinets, gas stove & vented hood are perfect upgrades is where you can prepare & serve at the dining bar or enjoy the charming dining rm. You'll find 2 generous sized bedrooms w/wood flrs, newer light fixtures & good sized closets along w/a sparkling bathrm w/subway tiled shower & tub & wainscotting. Plus a full basement that could be finished by the new owner. You will love living here!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Coffered Ceiling(s), Closet, Flooring - Hardwood, Flooring - Wood, Lighting - Pendant | 10.0 x 10.4 | Main,First |
Dining Room | Flooring - Hardwood, Flooring - Wood, Open Floorplan, Remodeled, Archway, Crown Molding | 10.1 x 12.1 | Main,First |
Kitchen | Flooring - Hardwood, Flooring - Wood, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Wainscoting, Gas Stove, Lighting - Overhead, Crown Molding | 8.7 x 12.0 | Main,First |
Living Room | Flooring - Hardwood, Flooring - Wood, Cable Hookup, Exterior Access, Open Floorplan, Remodeled, Lighting - Overhead, Crown Molding | 14.7 x 12.0 | Main,First |
Master Bedroom | Closet, Flooring - Hardwood, Flooring - Wood, Remodeled, Lighting - Overhead | 9.6 x 10.4 | Main,First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,208 | $1,208 | $1,540 |
Total Monthly Payment | $1,546 | $1,546 | $1,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.