94 The Cove WAY, Indian Rocks Beach, FL, 33785 | $849,900

BUILT HIGH AND DRY! Dreams truly become reality at The Cove at Indian Rocks Beach! This exclusive, gated waterfront community is just a short 3-minute stroll to the stunning beaches of Florida's Gulf Coast. You can easily access the Gulf of Mexico via crosswalks along Gulf Boulevard. If you're seeking more activities, the vibrant restaurants and shops of Indian Rocks Beach are also conveniently located.
The Cove offers resort-style amenities such as a heated community pool with restrooms, outdoor kitchen, communal boat dock, and kayak storage. Your guests will have no trouble finding parking when they come to enjoy the beach with you.
Built by Taylor Morrison in 2015, natural light fills every room creating a bright and inviting atmosphere. The spacious, open living area showcases soaring 10' ceilings, elegant crown molding, and stacking glass patio doors that lead to picturesque water views.
The modern coastal kitchen is a chef’s dream, outfitted with stainless appliances, high-quality stone countertops, and custom 42" cabinetry. The owner's suite is generously sized, complete with a cozy sitting area that offers distant Gulf views. The en-suite bathroom features double sinks, large tiled shower, toilet room, a linen closet, and a walk-in closet.
This meticulously maintained, turn-key home has been lovingly cared for by a single owner. The interior and exterior were freshly painted in June 2023 and the entire community has just been power washed.
Storage space has been optimized with custom closets throughout. You'll appreciate the hurricane impact-rated windows and elevated living areas designed for protection against severe weather. The metal roof provides durable storm protection and was built to last for decades.
This low-maintenance beach home is perfect as a vacation getaway or a primary residence. If the coastal luxury lifestyle resonates with you, schedule a showing to experience this wonderful home for yourself.

Features

  • Elevator: Y
  • Amenities: Gated, Pool, Security, Spa/Hot Tub, Wheelchair Access
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
  • Style: Cape Cod, Contemporary, Florida, Key West
  • Year Built: 2015
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,935
  • Acreage: 0.03
  • Est. Taxes: $7,141
  • HOA Fee: $869 Monthly
  • Lot Desc: Conservation Area, Flood Insurance Required, FloodZone, City Lot, Landscaped, Near Marina, Near Public Transit, Street Dead-End
  • View: Garden, Trees/Woods
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8320514
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/TB8320514/94thecoveway_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2024 6:34:42 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-461-1700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

94 The Cove WAY, Indian Rocks Beach, FL, 33785

$849,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,920 $679,920 $679,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.375% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.209% 6.498% 6.579%
Monthly Tax Payment $595 $595 $595
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,354 $4,242 $5,876
Total Monthly Payment $5,041 $4,929 $6,563

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.