Under contract-accepting backup offers. This is The One You've been waiting for in Trouble Creek Villas! This residence has been updated with high-end finishes and offers 2 bedrooms, 2 bathrooms, a 1-car garage, and a 2-car driveway. The office/den can easily be converted into a third bedroom, complete with a Murphy bed and space to hang a barn door for added privacy. The kitchen features high-quality solid wood maple cabinets, granite countertops, and modern appliances. The butler's pantry, with matching cabinetry and granite countertops, adds additional storage and functionality.
The entire house boasts porcelain tile and laminate flooring. The primary bedroom includes a spacious walk-in closet and a shower with porcelain tile, a built-in bench, and a beautiful maple vanity with granite countertops. It also offers private access to the backyard/patio. The additional bedroom overlooks the atrium, and the second bathroom has been fully updated.
The enclosed screened in backyard provides a comfortable, bug-free outdoor space with brick pavers for easy maintenance. The bright villa also includes an atrium with a screened roof, perfect for gardening enthusiasts or sun lovers. The roof was replaced in 2017, the AC unit in 2019, and the water heater is just 6 months old.
Trouble Creek Villas offers low monthly HOA fees ($98/month) and includes a community pool. The property is located approximately 2 miles from downtown New Port Richey, which features local dining, parks, entertainment, nightlife, and a wildlife preserve. Additionally, Cotee River Park and Fred Howard Park are less than 10 miles away, and both Tampa International Airport and St. Petersburg Airport are about 45 minutes away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,375 | $1,357 | $1,760 |
Total Monthly Payment | $1,617 | $1,599 | $2,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.