Charming 1923 Bungalow in Lakeland’s Historic Lake Morton District. This beautifully preserved and thoughtfully upgraded bungalow is a true gem in Lakeland’s historic district. Recognized with the prestigious "Excellence in Historic Preservation" award by the Daughters of the American Revolution Excellence Preservation Committee, this home seamlessly blends timeless character with modern convenience.
Historic Features:
Step through the lovingly restored original front door, complete with its original hardware, and into a space that exudes charm. The home boasts original wood floors, most leaded glass windows with original hardware, 8" baseboards, and an original picture rail. Decorative glass knobs add a touch of vintage elegance, while the original fireplace, though capped, remains a striking focal point.
Modern Upgrades:
Enjoy the comfort of modern living with a 4-season front porch featuring insulated, high-impact hurricane sliding windows. The floors have been heavily insulated, eliminating creaks and enhancing energy efficiency. The kitchen shines with quartz countertops, a vented microwave, reflective window film for energy efficiency, and LED under-cabinet lighting. Additional upgrades include a barn door to the bathroom, automatic blinds in the master bedroom, and natural gas availability. Systems have been completely updated with a new AC, roof, electrical (12-gauge rewire), plumbing, and a tankless water heater, all installed in 2021.
Additional Features:
The property includes a one-car detached garage/workshop, complete with electric and an AC window unit, accessible via an alley. Crawlspace storage adds convenience, while pest-proofing around the crawlspace provides peace of mind.
This historic bungalow offers the perfect blend of old-world charm and modern functionality, making it a rare find in the heart of Lakeland. Schedule your showing today to experience the timeless beauty and thoughtful updates of this exceptional home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,712 | $1,690 | $2,192 |
Total Monthly Payment | $1,916 | $1,894 | $2,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.