|
63 Cedar Lane, Ossining, NY, 10562 | $449,000
Great opportunity for a handy homebuyer to update and add your personal touches to this easy living ranch home with Hudson River views from its hillside perch. Hardwood floors (except Kitchen & Baths). Long driveway will fit 2-3 cars. The Entry Hall with a closet leads into the sunlit LR with a wood-buring Fireplace boasting beautiful white brick surround & a large bow window. Open flow into the Dining Room with River views. The Eat-in-Kitchen has a door to a rear Deck--views from this area as well. Three Bedrooms, a full hall bath plus 1/2 bath in the Primary BR & two hall linen closets complete this level. The finished basement has a laundry closet, mechanicals & storage (shelves included), and door out with steps down to the yard. It offers two rooms: a huge Play/Recreation Room plus an office or guest room, and a full bathroom. Note: The Property Card states two full baths but there are 2 1/2 baths which are all original. Property card does state there is a partial basement and total of 7 rooms (which would include two basement rooms), but basement SF is not included in total SF. See Floor plan attached. Easy access to shops, restaurants, public transportation and parks. Great opportunity for an investor or a buyer looking for a fixer-upper at an affordable price.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: In Basement
- Style: Ranch
- Year Built: 1961
- Heating: Oil
- Cooling: Wall/Window Unit(s)
- Basement: Full, Partially Finished, See Remarks
- Approx Sq. Feet: 1,302
- Acreage: 0.18
- Est. Taxes: $12,299
- View: River
- Elem. School: Brookside
- Middle School: Anne M Dorner Middle School
- High School: Ossining High School
- School District: Ossining
- Appliances: Dryer, Electric Range, Refrigerator, Washer
- MLS#: H800537
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/H800537/63cedarlane_ossining_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
63 Cedar Lane, Ossining, NY, 10562
$449,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
| Monthly Tax Payment | $1,025 | $1,025 | $1,025 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,360 | $2,360 | $3,007 |
| Total Monthly Payment | $3,460 | $3,460 | $4,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535