One or more photo(s) has been virtually staged. Under Construction. Award-winning customer service builder Spire Homes offers this lovely Carolanne Plan on a one-acre wooded homesite at a fantastic price of $410, 000! Spire Homes is the winner of the H. O. M. E. 2024 Award (Home Owner Mark of Excellence) for delivering an outstanding customer experience. You will love the open floor plan, spacious rooms, and fabulous appointments on a gorgeous tree-lined homesite of one full acre. And most of all, you will love the price! This lovely home showcases three bedrooms, two baths, a kitchen with quartz countertops, soft-close dove-tailed wood cabinets, under-cabinet lighting, and subway backsplash. The great room becomes the heart of the home as it adjoins the elegant kitchen and beautiful island. The setting is ideal for the gourmet chef to enjoy cooking while entertaining family and friends.
The split pan is well thought out and affords privacy and tranquility. The owner's suite and en-suite both offer a peaceful getaway. The laundry room is conveniently located and features a spacious area with excellent light filtration through a large window. The home encompasses Spire Homes quality throughout, including 8-foot doors, 5 1/4' baseboards, low-E windows, and lifetime warranty luxury vinyl plank floors. You will love relaxing and enjoying the wooded view from your spacious 22'x10' covered lanai.
Don't miss out on this unique and very affordable opportunity to own this beautiful home on wooded acreage in the sought-after premier equestrian community of Pine Ridge! All this and more with only a $96. 00 per year HOA fee!
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $36 | $36 | $36 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,238 | $2,835 |
Total Monthly Payment | $2,321 | $2,349 | $2,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.