Welcome to your new home! This meticulously maintained bi-level gem, nestled in a highly sought-after neighborhood in the Town of Wallkill, is ready for you to move right in. The main level greets you with a bright and airy living room, featuring a large picture window that fills the space with natural light and offers stunning views of the landscaped front yard. The formal dining room is perfect for hosting family dinners, holiday celebrations, or intimate gatherings. It flows seamlessly into the spacious kitchen—truly the heart of the home. Here, you’ll find a stylish breakfast island w/granite countertop, black matted and/or SS appliances, and plenty of storage space, along with a cozy coffee nook and a new stove. Step through the French doors to the three-season enclosed porch—an inviting extension of your living space, perfect for your enjoyment. Down the hall, you'll find the serene main bedroom with a recently remodeled bathroom featuring a stand-up shower. Two additional bedrooms and a full hall bath complete the main level. The lower level offers even more room for your enjoyment, with a large additional bedroom, another bath, and a laundry area with access to the oversized one-car garage. The spacious family room is perfect for relaxation, featuring an electric stove that adds warmth and charm in any season. A summer kitchen and sliding glass doors provides easy access to the expansive fenced in backyard, complete with a park-like setting. A charming patio area, with a retractable awning to add shade and comfort is ideal for outdoor dining, family barbecues, or simply unwinding in nature. This home is close to major highways, shopping, dining, and more. This home has it all. Don’t miss the opportunity to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $631 | $631 | $631 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,364 | $2,364 | $3,013 |
Total Monthly Payment | $3,070 | $3,070 | $3,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.