An investor opportunity just in time for the holidays! This craftsman style 2 story home on a third acre in Spring Hill is reminiscent of a Gingerbread House! This CASH or HARD MONEY only home is loaded with charm and so much potential for the investor with a keen eye and savvy style, but not afraid to really roll up their sleeves! With over 2100 square feet, you'll enter the front door to find a two-story entry and staircase filled with windows and flooded with light. To the right is a large family room with a fireplace and to the left will lead you to a half bath, formal dining room and a huge combination kitchen/living room. Through the kitchen is the indoor laundry room and pantry and a doorway to the garage. There are 4 bedrooms upstairs, though one has been opened to the primary bedroom suite creating a sitting room/office/flex space, there is a hall bathroom, as well as the en suite bathroom in the primary bedroom. The attached oversized two car garage has ample space for cars, toys or tools!
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Our Executive Mortgage Banker:
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$170,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,000 | $136,000 | $136,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $134 | $134 | $134 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $882 | $871 | $1,129 |
Total Monthly Payment | $1,091 | $1,080 | $1,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.