Experience life at a gentler pace in the charming Southern town of Ware Shoals! Nestled at 40 Smith Street, this cottage-style gem offers the charm of yesteryear with modern upgrades. Conveniently located near Greenwood, Laurens, Honea Path, and Clinton, this home is perfectly situated for easy access to nearby towns. Step onto the spacious wraparound porch, where multiple seating areas invite you to relax, entertain, or simply enjoy a peaceful evening on the swing. Inside, the home has been freshly painted and thoughtfully updated, featuring new flooring in both the master bath and the spacious laundry room. The surprisingly large kitchen combines classic style with modern touches, including new butcher block countertops, a custom glass tile backsplash, and a timeless farmhouse sink. With ample cabinetry and smart design, this kitchen is truly a homeowner’s dream. The expansive living room at the front of the house is graced with built-in cabinets, a faux fireplace, and beautiful hardwood floors that maintain the home’s historic charm. The layout includes two full bedrooms and a junior bedroom—perfect as a home office or nursery. Outside, the covered carport and detached garage have brand-new roofs, and the oversized lot offers plenty of outdoor space. The large walk in basement has not yet been finished but provides limitless potential for storage, home gym or work shop. With hardwood floors throughout and so many updates, this home is a buyers dream—and it won’t be available for long!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$184,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,600 | $147,600 | $147,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $982 | $982 | $1,256 |
Total Monthly Payment | $1,149 | $1,149 | $1,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.