Impeccably maintained 55+ 2 bed, 2 bath, 2 Carport open floor & split bedroom floor plan has to be seen! Do you know someone who is always lovingly improving their home, continually upgrading and enhancing? That describes these sellers perfectly! Not only has aesthetics been given attention, but also the important, yet unseen, components. Since 2020, all appliances have been upgraded, bathrooms remodeled, ornamnetal crown molding added, new flooring (berber carpet, tile, laminate) throughout, paint, window treatments, exterior landscaping, pavers, Bahama Shutters, composite porch built, and so much more! (Detailed list available upon request). By the way, this includes a dishwasher and interiorly located washer/dryer. You have to come see the quality and beauty everywhere. Home is being sold turn-key, furnished with newer TV's and all kitchen/dining ware plus a Troy Bilt generator. The 2017 metal roof over the main house has a lifetime warranty, the lanai and carport roof has been sealed, also with a lifetime warranty. 2019 HVAC & thermostat are serviced every 6 months keeping issues at bay, and cool temperatures inside! Oh, the spacious screened-in lanai has its own A/C and 2022 full size refrigerator. Talk about easy living! Practical but important items you may not notice are the brand new moisture ground barrier under unit, the vapor solid barrier under flooring, the interior completely rebuilt 2015 hot water heater with pan, termite protection around perimeter, serviced every 3 months, electrical & plumbing proactive inspections, ensuring up to code and in good condition. There is exterior lighting and security cameras for when you travel. And travel you can, because this home is so low maintenance, you can lock the doors and off you go. Freedom to roam the world. But, you may not wish to, because River Haven is, indeed, a haven. The no leasing policy means all residents are owners of the park, and care for it. This small (127 units) 55+ community has a lot to do without leaving its beautiful grounds. From Surprise Lake to the waterfront park to the marina to the fishing pier to shuffleboard to the gorgeous, fully screened and heated community pool to boating and all the fun at the clubhouse you always have something to do. This pet-friendly (1 pet only) has a dog park, too. Travel around on your bikes or your fully loaded 2022 EZGO golf cart, which the seller is leaving as gifts. You may have heard about Punta Gorgeous (aka Punta Gorda) which is a lovely, vibrant Charlotte Harbor-side city with a small-town feel. Minutes to airport, restaurants, hospitals, shopping and FUN. What are you waiting for?!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,000 | $104,000 | $104,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $683 | $683 | $871 |
Total Monthly Payment | $798 | $798 | $986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.