you definitely want a two-story house vs one-story house after flooding caused by hurricane. house is a two-story waterfront building, most rooms are on the 2nd floor and never touched by flood, only one bedroom & a play-room is on the 1st floor, so the house is not only hard to get flooded like one-story buildings, but also the 1st floor has high ceiling that you wouldn't have pressure feeling. house also has direct access to Gulf of Mexico, not like those that need to use lift or bridges. This waterfront house has dock in backyard and direct gulf access from the back patio. NO HOA OR SINKHOLE, so you don't have HOA restriction rules and HOA fees, you also don't have sinkhole to worry out. house is great for long term or short term of Airbnb rent (since it HAS NO HOA), or for a large family that likes to live in the Florida waterfront dream, to entertain or to run a business from home. Renovated home of 4 bedroom, 3 bath, 3-car tandem garage with workstation and storage, outdoor kitchen and magnificent open balcony and patio on the Water in Vista Del Mar! also no neighbor on the right side of the house. Newer interior and exterior paint, carpet, laminate and porcelain tile floor, lights, mirrors and so many more. Upstairs is bright with hard flooring through the main areas, open floor plan and plenty of natural light. The upgraded kitchen features stone countertops, stainless steel appliances, sink and pull off kitchen faucet, shaker cabinets and custom backsplash. All three bedrooms and two baths are located upstairs while one bedroom and one study/game room downstairs with mini split air conditioning. the study could also be a 5th bedroom, Spend time with family and friends on the deck with beautiful water views. Roof 2019. AC 2020. Water heater 2020. located just off of US19, minutes to Hudson beach and Super Walmart, Sand Bar, Anclote, Honeymoon, Caladesi Island, 20min to Suncruz Casino, variety restaurants and Port Richey waterfront park, Gulfview Square Mall, small keys, springs, crystal river. Book your private showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,460 | $4,423 |
Total Monthly Payment | $3,800 | $3,800 | $4,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.