What a great home! 5 Minutes to downtown in the N Main area this 2 Bedroom 2 bath home was completely renovated in 2019! Converted from a 3 Bedroom 1 bath it is surprisingly spacious, bright and open with the sunken living room with a fireplace and a bank of windows opening to the large deck that overlooks the deep and completely fenced backyard. There is a HUGE detached garage with full power in the backyard measuring 23 w by 30 deep with a double car door and yard door! This backs up to Summit Drive Elementary property for even more privacy and protection. The kitchen has quartz countertops and all the appliances stay including a stackable washer and dryer located conveniently next to the kitchen. The primary bathroom has a walk in closet and a beautiful ensuite bath with a custom tiled shower and vanity with double sinks. The hall bath is accessible from the 2nd bedroom for privacy from that room. The home greets you with a dining area or flexible area that has been opened up to the kitchen that could be used as a second living area if preferred. All of the home has just been freshly painted inside as well as the trim outside, pressure washed and new landscaping with flagstone walkways and fresh sod in the front yard. A New gravel drive to the garage and straw and seed in the backyard. This one is truly ready to move right in!! See it today.
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,335 | $2,305 | $2,989 |
Total Monthly Payment | $2,838 | $2,808 | $3,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.