A picture perfect setting awaits! Imagine a home on a town-maint country road that is less than a mile from Route 131, yet is walking distance to Proctor Piper State Forest for hiking & biking. Those who snowmobile, the trail is about a 1/4 mile away. The home has classic lines from the 1800's. All summer long there is something in bloom-lilacs, iris, hosta, day lillies & more. Very private yard with a gazebo beside your very own pond. Just gorgeous & wait until you see the waterfall! The home is simple yet full of warmth. It has been in the same family since 1960 when it was purchased from the Densmores. The family is still in the area and owns the surrounding land on both sides of the road. Property is protected by 500 ft no-build buffer around the perimeter and will have first right of refusal on abutting land in the event of a future sale. Your peace & quiet continues on! The living room is bright with windows on three sides. The woodstove will make winter evenings delightfully cozy! The kitchen has some builtins as well as wood cabinets. There is room for a breakfast table, too. Adjacent to the kitchen is a bonus room. It has been a first floor bedroom, but could be dining or a study. There is a giant laundry room that could be a 1st floor primary bedroom. Upstairs there are two bedrooms and an open office area. Flexible floorplan ready for you to set up your way. Oversized 2 car garage. A wonderful country spot with no other homes in sight on 2 acres. . . . Ready for you!!
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,071 | $2,069 | $2,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.