12451 Insim LANE, Leesburg, FL, 34788 | $825,000

Owner Financing Available - Lakefront Home with Stunning Views – Ideal for Multi-Generational Living or Investment
Welcome to your dream home on the serene shores of Lake Eustis! This extraordinary 5-bedroom, 3. 5-bath newer residence, built in 2015, offers the perfect blend of luxury, functionality, and breathtaking lake views. Whether you're seeking a family retreat, an income-generating property, or a combination of both, this 1. 32-acre home is tailored to meet all your needs. Owner financing or Rent-to-Own options are also available!
This remarkable property features two spacious bedroom suites with kitchenettes, making it ideal for guests or generating rental income. The open concept living area boasts a large living room with 20-foot ceilings and floor-to-ceiling windows, offering panoramic lake views. The chef-inspired kitchen features granite countertops, stainless steel appliances, and ample storage space.
For added privacy, the home includes a self-contained mother-in-law suite with a private entrance, kitchenette, bath, and porch, plus additional storage above. Upstairs, you’ll find two bedrooms with an expansive lake view porch, perfect for enjoying stunning sunsets or your morning coffee.
The outdoor space is a true paradise, with a private dock featuring a boat lift, swim spa, putting green, basketball court, and tree swings. There’s also plenty of room for your RV, with an RV port that can be reinstalled, and ample storage for boats, trailers, and other toys.
This home is designed for energy efficiency, with paid-off solar panels, backup battery power to keep you off the grid during inclement weather, plus a generator and a well for irrigation, making it great for saving on utility costs.
Situated on over an acre of beautifully landscaped grounds with more than 100 feet of waterfront, this home offers ultimate privacy with no HOA. The property is located in a private cul-de-sac, and the easement provides the option for additional storage space or land use.
The oversized 2-car garage includes a workshop and plenty of storage, plus a golf cart garage and extra attic space for all your needs. For your convenience, the home can be sold fully furnished, including TVs and key furnishings, so you can move in with ease.
Equipped with Ring cameras and Wi-Fi throughout, this home ensures security and convenience. The mother-in-law suite and upstairs living area with kitchenettes propose excellent rental income potential or a perfect setup for multi-generational living.
This lakefront oasis combines comfort, luxury, and functionality in a rare, expansive setting. Whether you’re seeking a forever home or a revenue-generating investment, this property truly checks all the boxes. It’s ideal for boaters, outdoor enthusiasts, and anyone who enjoys entertaining or peaceful lakefront living.
Schedule your showing today - Location. . . Value. . . Premium Property!
No Phishing - Legitimate Offers in Writing will be presented to the owner.

Features

  • Rooms: 5
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 100 x 300
  • Laundry: Inside
  • Year Built: 2015
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,200
  • Acreage: 1.32
  • Lot Size: 100 x 300
  • Est. Taxes: $5,281
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Pool: Above Ground, Heated
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: O6261231
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /prop/O6261231/12451insimlane_leesburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2025 11:45:09 PM)
Listing courtesy of WORTH CLARK REALTY   Phone: 352-988-7777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12451 Insim LANE, Leesburg, FL, 34788

$825,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.286% 6.874% 6.972%
Monthly Tax Payment $440 $440 $440
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,391 $4,281 $5,840
Total Monthly Payment $4,923 $4,813 $6,372

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.