Timeless charm meets endless possibilities in this five-bedroom, 2. 5-bathroom Splanch-style home, nestled in the highly desirable East Northport area within the renowned Commack school district. If you're dreaming of space, style, and a setting that invites connection, this home is where your story begins. As you make your way through the grand foyer, the elegant wood rails and abundance of natural light create a warm welcome! The Anderson windows with their pristine clarity, and the gleaming hardwood floors create a timeless, inviting atmosphere that welcomes you at every turn. The thoughtful layout ensures privacy and comfort, making it the perfect space to spread out without feeling disconnected. And with five spacious bedrooms, every member of your household will have a retreat to call their own. The eat-in kitchen is a haven for culinary creativity, offering generous counter space and ample room for meal prep or your morning coffee. Just beyond, the den the wood-burning fireplace that creates the ideal spot to gather on chilly evenings. Large windows in the den overlook the expansive backyard, where a paver patio provides the perfect setting for outdoor dining or simply relaxing under the stars. Sitting on a shy half-acre of property, this home offers room to play, unwind, and make memories for years to come. The updated half bathroom adds a touch of modern convenience, while the home's clean canvas invites you to personalize and make it truly yours. Don't miss the opportunity to make it your own!, Additional information: Separate Hotwater Heater: Y
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.748% | 6.474% | 6.036% |
Monthly Tax Payment | $1,513 | $1,513 | $1,513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,429 | $4,866 | $6,530 |
Total Monthly Payment | $6,034 | $6,471 | $8,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.