Welcome to this beautiful Colonial home with porch, nestled mid-block and on a quit street. This 4 bedroom 3 bath gem provides a perfect blend of space and comfort. Step inside to a welcoming entrance that opens up to a spacious living room filled with natural light and a cozy fireplace. The formal dining area is ideal for hosting dinner parties or everyday meals. Enter into the spacious eat-in kitchen which offers ample cabinetry and natural sunlight. A large den/office and full finished basement makes this home complete! The home includes gleaming hardwood floors adding warmth and comfort to every room. Enjoy the outdoors in the lovely backyard perfect for outdoor activities or just relax in the tranquil surroundings. The garage with private driveway has ample room and easy access for several cars. Situated in a prime location close to schools, parks, and shopping this home offers a comfortable and convenient lifestyle. This great price won't last! Don't miss the opportunity to make this home yours!, Additional information: Interior Features: Lr/Dr
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$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $1,061 | $1,061 | $1,061 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,864 | $2,864 | $3,650 |
Total Monthly Payment | $4,017 | $4,017 | $4,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.