Welcome to 412 Sutton Place, a stunning brick home on an interior lake lot in the desirable Harper's Ridge subdivision! Situated on 1. 33 acres in a quiet cul-de-sac, this 3200sqft home offers both convenience and comfort. Step inside where you will find hardwood floors throughout the main level and a versatile flex room at the front of the house that can be used as a home office, play room, formal sitting area, or any other ideas you can dream. The living room has a gas fireplace, custom built-in shelving, and a wet bar complete with a sink and mini fridge that will convey at closing. The kitchen boasts granite countertops, freshly painted cabinets, a wall oven with a built-in convection microwave, extra cabinet space for a dedicated coffee area for those who are baristas at heart, eat-in peninsula with barstools, walk-in pantry, garbage disposal, and a refrigerator that will convey. The walk-in laundry room offers extra cabinet storage for added convenience. A spacious formal dining room is nearby that can easily accommodate a table large enough to provide seating to everyone in the home, and a sunroom that’s perfect for a cozy reading nook, plant haven, or a beautiful breakfast room. Upstairs, you will find the expansive master bedroom that will fit oversized California king style furniture, a sitting area, and walk-in closet with custom built-ins. The upgraded ensuite bathroom features double sinks, a walk-in shower, and a luxurious soaker tub. An additional flex space off the master bedroom offers endless possibilities as a personal office, home gym, craft room, or you can redo the entire space to create an extensive master closet that only dreams are made of! Three additional bedrooms with their own walk-in closets are also located upstairs and are nearby the large guest bathroom. Outside, you have multiple options for your outdoor living needs between the spacious screen-in porch, level lot for a game of catch, oversized driveway with extra parking pad, and a three-car garage with yard door access and workshop space for added functionality. Additionally, the home’s location is nearby endless grocery stores, shopping, and dining options. Add several boat ramp locations near the neighborhood and now your lake life is effortless. This property has been pre-inspected, with the majority of concerns previously addressed for the buyer’s peace of mind. This is a home that checks off all the boxes, plus more, so call today for a private showing!
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,746 | $4,767 |
Total Monthly Payment | $3,966 | $4,013 | $5,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.