Welcome to this charming 1958 fishing cottage where comfort and outdoor adventures await! Pull up to your endearing front porch with the billowing canopy of Old Florida trees as your backdrop. Step into an Oh so Cozy living & kitchen area that are both functional and comfortable. The custom pecky cypress kitchen cupboards exude rustic charm and are accompanied by an electric stove & backyard view. Two bedrooms with closet storage share a full bathroom with bath & shower combo. This property is being sold furnished and is ready for you to move right in! A carport & circular drive give you ample space to park your vehicles, recreational toys, RV's & of course your golf cart! Two sheds on your . 3 acre lot are the perfect addition to meet your storage needs! Stay cool and comfortable with a mini split unit & have peace of mind with the addition of the 2020 metal roof (w/ 50 year warranty), new windows & doors and R30 insulation in the attic. This delightful cottage is the ideal weekend getaway retreat, a great short-term rental opportunity or a delightful place to call home. This lovely fishing community offers a wealth of outdoor activities to keep you entertained year-round. Embark on exciting fishing trips, both deep-sea and freshwater, and experience all that this waterfront community of Old Homosassa has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$218,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $174,400 | $174,400 | $174,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $126 | $126 | $126 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,146 | $1,146 | $1,460 |
Total Monthly Payment | $1,347 | $1,347 | $1,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.