Discover the perfect blend of location, size, and potential in this 2, 576 sq. ft. home nestled in the charming community of Venetian at Bay Park in Ruskin, Florida. This two-story gem features 4 bedrooms, 3 full bathrooms, an attached 2-car garage, and sits on a picturesque corner lot. Located in sunny Ruskin, this home is a hidden treasure on the edge of Tampa Bay. Enjoy the convenience of being just 30 minutes from Downtown Tampa, 45 minutes from St. Petersburg’s vibrant city life, and just 30 miles to Manatee County’s stunning beaches, including Bradenton Beach and Anna Maria Island. This property boasts over $60, 000 in recent updates, ensuring peace of mind for years to come. This includes a New Full Roof (Feb. 2023): Featuring IKO Dynasty Shingles, upgraded underlayment, drip edges, and vents. As well as Impact-Resistant Windows & Sliding Door (May 2023): Energy Star-approved, hurricane-grade durability from Eastern Architectural Systems, offering optimal safety and efficiency with a Max Design Pressure of +/-120 PSF. Also including a newer 5-ton HVAC Heat Pump (July 2021), new Stainless Steel Kitchen Appliances, Exterior Stucco Coating & Full Exterior Paint Coat (Aug. 2023), and an Electrical Water Heater Replacement (Jan. 2024). The interior offers a mix of move-in ready spaces, as well as the opportunity to customize other spaces to your tastes. This is perfect for allowing you to add additional value through furthering the interior aesthetic improvements, and is a great match for those with handyman skills that can bring it to perfection. Whether you're looking to create your dream home or an investment property, this Ruskin residence delivers unbeatable potential in an excellent location. Schedule your showing today and seize this opportunity to own a piece of Tampa Bay living!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,999 | $283,999 | $283,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,818 | $2,358 |
Total Monthly Payment | $2,403 | $2,379 | $2,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.