A Beautifully Improved & Impeccably Maintained 4 to 5 Bedroom, 2 1/2 bath Home on 1. 66 Acres in Ghent! The 1st floor features an eat-in kitchen, a cozy living room with a stone fireplace, an office or a library, a primary bedroom & bath suite, a pantry, a 1/2 bathroom, and a laundry closet. The 2nd floor features 3 bedrooms and 1 full bath. The full basement is currently unfinished with great potential as it has its own entrance, a bathroom, a unique slate floor, a brick fireplace, heating elements, and multiple rooms. The basement could be a creative space, a studio, an office, a workshop, or additional living space. On the grounds, there's a shed, a hot tub, a fire pit, a charming brick barbecue, and plenty of yard space for play. It's a beautiful home in a stunning setting! When the sellers aren't enjoying the home for their own rest, recreation, and respite, it's been a successful & profitable Airbnb - earning $73, 000 in 2023. The home has great proximity to the area's destinations and attractions as it's only minutes to Art Omi, 5 mins to the Hudson-Chatham Winery, 10 minutes to the Village of Chatham, 10 minutes to Golden Harvest Farms, 10 minutes to Chatham Brewing, 10 minutes to Mac-Haydn Theatre, & 15 minutes to the Hawthorne Valley Farm. View our 3D virtual tours of the home and property, our floor plans, and our multi-media website.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,991 | $3,987 | $5,144 |
Total Monthly Payment | $4,083 | $4,079 | $5,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.