Charming, raised ranch with 20 years of loving care! Welcome to this spacious and meticulously maintained home, cared for by the same owner for two decades. Featuring 9-foot ceilings, 3 bedrooms, 2. 5 baths, and central air, this inviting property offers comfort and functionality. The primary bedroom includes a convenient en suite bathroom. The open floor plan showcases a kitchen with custom cabinets and sliders leading to a deck, perfect for seamless indoor-outdoor living. The finished lower level adds valuable living space and includes a half bathroom and a dedicated laundry room. An oversized attached garage easily accommodates two large vehicles while offering ample storage. Situated on nearly half an acre, the expansive private yard is ideal for relaxation or entertaining. This move-in-ready home is waiting for you! Come fall in love. *** Best & Final Offers Due 12/10/24 by 5 PM.
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,207 | $2,207 | $2,812 |
Total Monthly Payment | $2,749 | $2,749 | $3,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.