Located in the rear of the building, this pin drop quiet pre-war home is a sanctuary from the hustle and bustle of Manhattan. A dining gallery welcomes you to this 4-room, 1-bedroom, 1. 5-bathroom home with north, west, and east exposures. The dining gallery's square layout (11'8" x 11'3") is ideal for use as a dining area, home office, or guest room. The kitchen is well designed with space for a table near the window where you can enjoy a quiet cup of coffee in the morning. Features include stainless steel appliances, white cabinetry and counters, built-in wine storage, recessed lighting, and a ceiling fan. A windowed powder room is located off the kitchen. There is a spacious living room with gracious herringbone floors and northern exposure. The bedroom features a large walk-in closet and en suite windowed bathroom. Washer and dryer permitted with Board approval.
Located on a quiet tree-lined block near Riverside Park, 321 West 78th Street is an intimate 10-story co-op (just 53 units) built in 1924. It features an elegant lobby, 24-hour doormen, live-in superintendent, laundry room, storage room, and is pet-friendly. Enjoy walking in Riverside Park, cycling the riverfront Esplanade, shopping at Zabar's, and concerts at the Beacon Theater. It's all here in this thriving Upper West Side community. The 1/2/3 subway and numerous bus lines are all nearby.
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,207 | $4,081 |
Total Monthly Payment | $3,259 | $3,299 | $4,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.