Hurry-this beautifully remodeled 4-bedroom home, ideally located next to the Farmington Canal Heritage Trail, won't last long! The first floor features a spacious kitchen, dining room, living room, a convenient bedroom, and a full bath. On the second floor, you'll find a cozy den, three additional bedrooms, another full bath, and a charming 3-season enclosed porch. The walk-up attic is fully floored, offering ample storage space. The entire interior has been freshly painted, and new carpeting has been installed throughout the home, except for the kitchen area. With 1, 620 square feet of living space, this home provides plenty of room to spread out and enjoy. In addition to the main home, there's a detached, stand-alone apartment with its own electric service-perfect for an au pair, nanny, or private rental. This studio unit includes one bedroom, a full bath, a full kitchen, and a living area, providing 392 square feet of versatile living space. Behind the apartment, you'll find a detached shed for convenient storage of gardening tools and equipment. Set on a large, flat lot with a backyard that abuts the trail, this property also boasts a generous front-to-back side yard. Enjoy the convenience of quick access to shopping, dining, and outdoor recreation. This home offers an ideal combination of space, privacy, and location!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 9.5 x 13.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 13.0 | Upper |
Bedroom 3 | Wall/Wall Carpet | 12.0 x 15.5 | Upper |
Den | Wall/Wall Carpet | 12.0 x 13.0 | Upper |
Dining Room | Wall/Wall Carpet | 11.0 x 13.0 | Main |
Full Bath | Main | ||
Full Bath | Upper | ||
Kitchen | Remodeled,Laminate Floor | 13.0 x 15.0 | Main |
Living Room | Wall/Wall Carpet | 12.0 x 15.5 | Main |
Primary Bedroom | Wall/Wall Carpet | 12.0 x 15.0 | Upper |
Sun Room | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $1,992 | $2,538 |
Total Monthly Payment | $2,421 | $2,421 | $2,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.