Welcome home! 3-bedroom, 2. 5-bathroom home with a level back yard. Move-in ready with a walk-out lower level, this home boasts a perfect balance of open space and privacy, ideal for gardening, entertaining, or simply unwinding in nature. Nestled on the western side of town, location is convenient for commuters, just minutes from the NY border and close to the town center. Deeded beach rights to Putnam Lake allow you to enjoy summer days by the water, while nearby Candlewood Lake, Squantz Pond, and Ball Pond provide endless recreational opportunities for boating, fishing, and outdoor fun. For nature lovers, the area is surrounded by hiking trails, including Pootatuck Forest, Sweet Cake Mountain Preserve, Great Hollow Nature Preserve, and Bear Mountain. Winter enthusiasts will appreciate the proximity to Thunder Ridge Ski Area. Commuters will love the easy access to the Brewster/Southeast Metro-North train station, direct route to Grand Central Station in NYC. Major highways like I-84 and I-684 make travel to Stamford, Westchester, and beyond a breeze. New Fairfield is more than a convenient location-it's a welcoming community with lower taxes compared to neighboring New York and an array of events and activities for all ages. Fireplace is propane. Seasonal views of Putnam Lake.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 13.0 x 9.0 | Main | |
Bedroom 2 | 11.0 x 11.0 | Main | |
Dining Room | 13.0 x 11.0 | Main | |
Living Room | Bay/Bow Window,Ceiling Fan,Fireplace | 11.0 x 30.0 | Main |
Primary Bedroom | Skylight,Ceiling Fan,Full Bath | 16.0 x 10.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,259 | $2,286 | $2,900 |
Total Monthly Payment | $2,758 | $2,785 | $3,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.