Two adjoined waterfront parcels totaling 1. 15 acres located in a rural setting on the lower finger of Bundy Lake. Zoned AR, this property allows for single family or mobile home dwellings. Currently, there is a dilapidated mobile home on the Southern lot. Possible old well and septic on the property; it's condition is unknown and they are not warranted. Power pole near the road for easy hookup once you bring your home in. It's also located near Downtown Keystone Heights, with shopping, restaurants, medical offices etc. The town was incorporated as Keystone Heights, named after Lawrence's (one of the town's original founders) home state of Pennsylvania's nickname, the 'Keystone' state, in 1925. Being in Clay County, it is ranked 6th of 68 counties in the State as best School District which makes for a solid investment. Drive By's are welcomed
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $30,400 | $30,400 | $30,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $205 | $202 | $256 |
Total Monthly Payment | $280 | $277 | $331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.