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514 Mount Oak AVENUE NE, #741, St. Petersburg, FL, 33702 | $499,000
No damage from recent storms. Move-in ready waterfront at an affordable price! This 3 bed/2 bath/den home was built in 2006 to wind zone III standards, the toughest in the state, and totally remodeled in 2022. The current owners updated the home in a beautiful refined decor that takes advantage of the 180 degree water views. Over the past two years: new wide-plank luxury vinyl flooring and baseboards throughout; new kitchen with granite countertops, large island with storage, stainless appliances, and utility closet with washer and dryer; updated baths--one with tub/shower combo and the other with large shower; two new bedrooms--one with separate entrance making for a mother-in-law suite option; separate den/office off living area; beautiful wooden blinds on windows and ceiling fans throughout, and tray ceiling in living room with horizon windows for extra light. Large 349 sq. ft. outdoor private porch to enjoy the views. Large dock with new covered roof gives shade for fishing or watching the dolphin and manatee. 8, 000 pd lift has two new motors for years of boating enjoyment. Large work shed for storage or projects. Side-by-side parking in carport. TPO insulated roof installed in 2022. Water heater and water softener in 2023. New vapor barrier to protect the subflooring and irrigation and landscaping in 2022. Generator that connects to electrical box conveys with home. Termite tented in 2024 with assumable warranty. Boat and furnishings are negotiable. If you have been pricing waterfront property, you'll know what a find this is! Elevation certificate showing 9 feet elevation is available. Price includes share for the lot and ownership in the co-op. Home is located in popular upscale Americana Cove, a 55+ waterfront community that is located only 10 mins from downtown St. Petersburg where shopping, dining and entertainment abound. In addition, the community is only 15 mins from two major airports and 25 mins to beaches. This is truly the retirement home of your dreams! Low monthly maintenance fee of $360 includes 24 hr manned gate, water, sewer, trash pick up, lawn care and all amenities including heated pool, clubhouse, fitness center, billiards and seawall maintenance. Proof of funds or lender pre-approval with contract. View Matterport video for tour of home.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside
- Year Built: 2006
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,612
- Acreage: 0.12
- Est. Taxes: $2,197
- HOA Fee: $360 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8326008
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8326008/514mountoakavenuene_stpetersburg_fl?source=qrflyer
Listing courtesy of BAREFOOT REALTY GROUP Phone: 877-360-7577
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
514 Mount Oak AVENUE NE, #741, St. Petersburg, FL, 33702
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $183 | $183 | $183 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,589 | $2,556 | $3,315 |
| Total Monthly Payment | $2,847 | $2,814 | $3,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388