PLEASE ENJOY THE INTERACTIVE VIRTUAL TOUR OF THIS DELIGHTFUL POOL HOME LOCATED IN THE BAY VISTA COMMUNITY: Whether seeking a winter retreat, first home, relocation or an investment property, this charming three-bedroom, two-bathroom residence offers exceptional potential. Featuring a space-efficient split bedroom layout that showcases a separate living room, family room, dinette area, galley kitchen, two generous size guest bedrooms and master suite, the floorplan design maximizes the approximate 1, 450 sq. ft. under air area. Enjoy the Florida lifestyle basking in the sun on the open pool deck or cooling off in the freeform sparkling pool, both encased in a wrought iron look fenced area, providing a private space for outdoor relaxation. Recent improvements include a relined main sewer drain (2024), newer roof (2022), garage door (2020), water heater (2019) and A/C (2018), ensuring peace of mind for years to come. Additional highlights include all kitchen appliances, tiled showers, walk-in closets in bedrooms, three pool access glass sliders, two car garage, gutters and city water. Located in the desirable Bay Vista community, a volunteer association ($60/year) with no mandatory HOA or CDD fees that has direct access to Lemon Bay Park. Central access is just minutes away from Manasota Key Beach and Historic Downtown Dearborn. NOT IN A FLOOD ZONE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,946 | $1,921 | $2,491 |
Total Monthly Payment | $2,150 | $2,125 | $2,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.