Embrace the charm of St. Petersburg in this 2 bedroom, 1 bath, 1 car garage home situated on large corner lot. Upgraded flooring throughout, recessed lighting, crown molding and neutral color paint. Open floorplan with natural light flooding the family room. You’ll love the kitchen with stainless steel appliances, quartz countertops, decorative backsplash, deep stainless steel double bowl sink and soft close cabinets. Kitchen with it handy island opens directly to family room for a perfect blend. Plenty of upper and lower cabinets plus another modern storage cabinet. Silverware/utensil drawers are located within pot drawers so they don't take away from the sleek cabinet design. Two roomy bedrooms plus updated bath featuring ultra convenient walk in shower. The garage has lots of cabinets for tools, full size washer and dryer and electric garage door opener. Spacious fenced backyard has covered maintenance free composite wood decking, decorative outdoor lighting and storage. Part of yard is finished with beautiful pavers plus a grassy area. The storage building blends perfectly with the pavers. Best of all NEW ROOF AND GUTTERS (2020), HVAC (11/2024) plus NO FLOOD INSURANCE REQUIRED. Refrigerator in garage along with w & d included in sale. Only minutes to vibrant downtown St. Petersburg with museums, restaurants, movies and the lovely pier. Beautiful Pinellas County beaches are also just minutes away. You have the best of both worlds from this location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,709 |
Total Monthly Payment | $2,500 | $2,498 | $3,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.