This beautiful home seamlessly blends luxury and tranquility. Nestled along the Intracoastal Waterway, the open-concept living space is bathed in natural light, creating a warm and inviting atmosphere. The gourmet kitchen features modern appliances with elegant finishes, making it an ideal spot for both casual gatherings and formal entertaining. Step outside to the patio with an optional opening screen, perfect for morning coffee or sunset dinners, and offers picturesque views of St. Augustine and Anastasia Island. Enjoy access to the community's waterfront clubhouse, pool, and dock for boating, kayaking, and fishing adventures. The home is also close to numerous amenities like golf, pickleball, tennis, as well as several healthy lifestyle resources. Sitting on a cul-de-sac, minutes from the beach and the historic downtown district, surrounded by lush landscaping and the soothing sounds of nature, this home is a true oasis for those seeking a peaceful retreat by the water. Upgrades Include: Apron Sink, Retractable Screens on Lanai, Added Pavers to Lanai, Additional Paver Patio with Gas Fire Pit, Recessed Ceiling in Living Room and Primary Bedroom, Ceiling Fans in all Bedrooms and Living Room, Bay Window in Primary Bedroom, and Glass Shower in Primary Bathroom
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,233 | $4,115 |
Total Monthly Payment | $3,713 | $3,753 | $4,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.