Discover your dream home in the sought-after gated community of Hartford Estates Phase Two in South Lakeland! This stunning 4-bedroom, 2-bath Winchester model by Highland Homes sits on an almost quarter-acre lot, offering space, comfort, and versatility for your family. As you approach, you'll be greeted by an elegant front entry with stately columns and a 12-foot ceiling, creating a welcoming sitting area. Step inside to find impeccable wood-look tile flooring throughout the main living areas, complemented by carpeted bedrooms for added coziness. The versatile den can serve as a 5th bedroom, home office, or playroom, providing options to suit your lifestyle. The formal dining room sets the stage for cherished family meals, while the living room features convenient floor outlets and a nook area perfect for creating a coffee bar, hosting station, or extra dining space. The split bedroom layout offers privacy, with the owner’s suite thoughtfully positioned off the kitchen and featuring direct access to the screened back patio. The owner’s en-suite bathroom is a tranquil retreat, boasting a garden tub, standalone shower, and dual vanities. Step outside to the screened-in back porch, which opens to a fully fenced backyard. Whether you envision an outdoor oasis, a space for family gatherings, or room for your pets to roam, this backyard is ready for your personal touch. The second bathroom also provides convenient patio access, perfect for pool days or outdoor events. Additional highlights include: Fresh exterior paint (2024), concrete paint on the front entry and back patio (2024), extra insulation added in (2024) for energy efficiency, irrigation system for lush landscaping, and rain gutters to manage water flow. The roof, ac and water heater are original (2014). With a low HOA and no CDD fees, this home offers exceptional value in a fantastic location. Don't miss out on this rare find in a desirable location close to schools, shopping, dining, and major highways. Schedule your showing today and make this beautiful Hartford Estates home your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,444 | $2,472 | $3,137 |
Total Monthly Payment | $2,759 | $2,787 | $3,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.