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206 Clovis PASS, Winter Haven, FL, 33880 | $579,500
Conveniently situated between Lakeland and Winter Haven in close proximity to private and public schools, this 4 BR/2. 5, BA home is located within the Village of Spirit Lake community. Everything has been updated. Enter the home and feel the warmth from all the natural light. The central area is great for relaxing or entertaining with high ceilings, a gourmet kitchen, a wet bar, and a view of the garden area within the large screened-in lanai. A large sliding door opens to this outdoor living space which includes a solar heated salt pool and spa. The main level also has a dining room, private office, primary bedroom, guest bathroom, and laundry room. The primary BR has a walk-in shower, garden tub, walk-in closet, and large double closet. The upstairs has three bedrooms with large closets and an attic area with plenty of storage space.
This home is fully remodeled, and all systems are less than 6 years old including a new roof w/ self-sealing rubber underlayment in 2021, insulated walls, Carrier AC systems, pool solar in 2021, electronic sunscreen, and lanai lighting. Ask for a list of improvements. Like to garden? There are mango, avocado, and papaya trees, blueberries, pineapples & banana plants, and an area for growing tomatoes, cucumbers, herbs, etc. behind the pool cage.
The Village of Spirit Lake offers a clubhouse, community pool, private boat ramp, tennis, basketball, pickleball, and playground. Experience all that central Florida offers with its lakes and public parks. Enjoy biking, hiking, boating, skiing, golfing, Legoland, Disney, and Universal Studios. Live life to its fullest in the comfort of Central Florida.
Features
- Amenities: Basketball Court, Clubhouse, Gated, Pickleball Court(s), Tennis Court(s), Wheelchair Access
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Florida
- Year Built: 2004
- Garage: 3-car Driveway, Garage Door Opener, Off Street
- Heating: Heat Pump, Propane
- Cooling: Central Air
- Approx Sq. Feet: 2,728
- Acreage: 0.25
- Est. Taxes: $3,548
- HOA Fee: $750 Annually
- Lot Desc: Landscaped, Level
- View: Pool
- Pool: Chlorine Free, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Solar Heat
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- MLS#: L4947668
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/L4947668/206clovispass_winterhaven_fl?source=qrflyer
Listing courtesy of TRADE WINDS REALTY Phone: 863-397-6944
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
206 Clovis PASS, Winter Haven, FL, 33880
$579,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,600 | $463,600 | $463,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $296 | $296 | $296 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,007 | $2,968 | $3,850 |
| Total Monthly Payment | $3,395 | $3,356 | $4,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388