This exceptional turn-key property boasts pride of ownership, and is located in a beautiful country location on 7 private wooded acres with perennials and apple trees. Enter from the covered farmer’s porch through a beautiful door with sidelights and digital keypad. The first floor includes a den/home office/4th bedroom, interchangeable living and dining rooms with hardwood flooring, and a gorgeous custom cherry kitchen with peninsula, dovetail drawers, crown molding, appliance garage, and sink overlooking your forest. Off the living room are double French doors, transom, and 6’ casement windows overlooking the elevated rear deck and woods. Upstairs, you will find a large primary suite with private bath with soaking tub and shower, two additional bedrooms, and laundry. The walk-out lower level contains a generous family room with brand new carpet, an additional den for music or exercise, and storage. You will never lose power again with the recent automatic Kohler 14 KW generator, defending against winter snow and ice storms. New architectural shingle roof installed in 2020, generator 2023, sump pump 2024, basement carpet 11/24, deck boards & stairs 2023, water tank 2016. Despite such rural seclusion, the home is well located to amenities 5 minutes to downtown Barre, & 20 minutes to Montpelier. Energy Star rated. See attached floor plan. Careful attention to maintenance is noted in the attached receipts for improvements/maintenance totaling $29, 500 in past 24 months.
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,995 | $2,995 | $3,817 |
Total Monthly Payment | $3,757 | $3,757 | $4,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.