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490 Old Man Mountain Road, St. Johnsbury, VT, 05819 | $399,000
This 11. 75-acre property is a dream for animal lovers and those seeking tranquil country living. A stable with electricity and three stalls, open and fenced pastures, and a riding arena offer everything needed for equestrian care and enjoyment. Garden beds, a greenhouse, a chicken coop, and outdoor storage add to its charm. Inside, spacious rooms include a large kitchen with a Vulcan commercial stove and breakfast bar that connects to the dining room, plus a vaulted-ceiling living room with exposed beams. Two mudrooms, a utility room, and a full bath complete the main level. Upstairs, the private primary bedroom has its own bath, while a second staircase leads to an office nook, two bedrooms, and a bonus space. Relax on the rear deck with hot tub access and enjoy sustainable living with solar power. This property blends practical features, a peaceful location, and Vermont charm—an incredible opportunity to make it your own!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Cape
- Year Built: 1900
- Heating: Wood
- Cooling: None
- Approx Sq. Feet: 2,878
- Acreage: 11.75
- Est. Taxes: $6,221
- Lot Desc: Country Setting,Farm - Horse/Animal,Field/Pasture,Landscaped,Open,Stream,Wooded
- Elem. School: St. Johnsbury Schools
- Middle School: St. Johnsbury Schools
- High School: Choice
- MLS#: 5023509
- Website: https://www.raveis.com
/prop/5023509/490oldmanmountainroad_stjohnsbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/4/2024Listing courtesy of Tim Scott Real Estate Phone: 802-748-8000
Listing Agent: Ben Reed
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
490 Old Man Mountain Road, St. Johnsbury, VT, 05819
$399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
| Monthly Tax Payment | $518 | $518 | $518 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,097 | $2,097 | $2,672 |
| Total Monthly Payment | $2,690 | $2,690 | $3,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484